Frequently Asked Questions

A lot of newer homes don't have storm shelters or basements. What do you do if a storm comes?

If you are concerned about severe weather in Oklahoma City, we recommend that you familiarize yourself with severe weather terminology and guidelines. While the likelihood of being impacted by severe weather and tornadoes is small, it’s always good to be prepared by having a severe weather plan.

Many homes simply don't have storm shelters because few homes actually suffer damage from severe storms in Oklahoma City. If your house does not have a shelter and you want one, there are many companies in Oklahoma who can install high tech storm shelters in your garage.

What are the Mello Roos fees in Oklahoma?

Oklahoma does not have Mello Roos fees. Some gated communities will have home owner fees and those vary depending on the neighborhood.

What are the costs of living like? How does it compare to where I live now?

Check out our cost of living calculator to compare the cost of living in different cities. We think you’ll be pleasantly surprised by how far your income will take you in Oklahoma City!

What can I expect my average utility costs in Oklahoma City to be?

Utility costs vary greatly from home to home due to various factors including size, insulation, home construction materials, personal comfort levels, hot water usage, weather conditions, lighting tastes, size of yard and willingness to water, etc. On average, utilities in Oklahoma City are 5.5 percent less than the national average. Based on staff consensus, in general, a 2,000-square-foot house would be around $50 - $100 for electricity in winter, $75 - $200 for electricity in summer, $35 - $45 gas in summer (if applicable) and higher in winter (depending on how much you run your furnace, weather conditions, etc), ~$45 water / sewer / garbage in summer, ~$35 water / sewer / garbage in winter.

On average, how many days of freezing temperatures are there in Oklahoma City?

Temperatures below freezing average less than 13 days per year. OKC's coldest month (January) features an average high of 50.

What are the flood areas in Oklahoma City?

Flooding has been much less of a concern since an Army Corp of Engineers flood control project in the 50s. If you buy a house in a flood zone, flood insurance is required by law. The city also posts multiple flood zone maps on their website.

What neighborhoods offer golfing communities?

Passion for golf is high in Oklahoma City and there are several neighborhoods that offer first-class amenities. Places like Rose Creek, Gallardia and Oak Tree offer world-class golf in family atmospheres. View a complete list.


What are some good resources for finding homes online?

First, we recommend exploring Oklahoma City’s communities in the housing section of this website. With neighborhoods ranging from pastoral to urban and everything in between, housing options are abundant in Oklahoma City. And once you find the perfect neighborhood, our list of real estate agents can help you find the perfect home.

What are Oklahoma County property taxes based on? Can the rate change?

The method for figuring ad valorem taxes requires four steps: You must know the taxable market value of your property, the assessment ratio (11 percent real property - 13.75 percent personal), any exemptions, and the tax rate for your area of the county. You can estimate your property tax here.

Tax rates or millage levies are set by procedures established in the Oklahoma Constitution or voted directly by the tax payers. Rates are not set by the County Assessor. There are over 75 different rates in Oklahoma County and those vary across the county depending on which school district, city limit and vocational-technical school district the property is located. The tax or millage rate levied against a property makes a great deal of difference in the taxes paid. Rates vary in Oklahoma County from $75 to $125 per thousand.

Learn more general information about property taxes in Oklahoma County here:

What renting and/or leasing opportunities are available in Oklahoma City?

Rental opportunities abound throughout Oklahoma City. An extensive list of apartments can be found at in the housing section of this website.

Is there a building season in Oklahoma City?

No, construction takes place year round in Oklahoma City, thanks in large part to our temperate climate.

Are new homes in Oklahoma City typically built on stilts or slabs?

The vast majority of new home construction in Oklahoma uses a slab as foundation.

How long does the average home in Oklahoma City stay on the market?

According to various reports, homes stay on the market 60-90 days, on average.

Can you tell me which areas are best to live in if you're interested in the arts? Specifically choir.

All over the city! The main arts districts are the Downtown Arts District, the Paseo Arts District and the Plaza District. Choir opportunities abound - many churches have choirs, and concerts by OKC's Canterbury Choral Society ( and the OKC chapter of Sweet Adelines (, Windsong ( and others are popular. The American Choral Directors Association ( headquarters is located in the Downtown Arts District near the OKC Museum of Art and the Civic Center Music Hall!

How much should I expect to pay for insurance?

Obviously, this very much depends on the size, age, construction and location of the home and chosen policy conditions. According to, average premiums for home insurance in Oklahoma are $1041 per year.

Everyone keeps telling us that Oklahoma is cheaper and has lower taxes. If that is true, how do you pay for all of this (like MAPS projects)?

The MAPS projects are built using a temporary, voter-approved sales tax. The projects are also not started until the money from the tax is collected. This allows the city to build many of their projects debt-free. Also, by state law all budgets must be balanced yearly. Low debt, combined with balanced budgets, allow the citizens of Oklahoma City to enjoy first-class services and infrastructure with a low tax burden.

I currently live in a historic home. If I want to find a historic home in Oklahoma City area, where should I look?

How can I find out what the crime is like in the area?

You can find crime statistics on the Oklahoma City Police Department website.

My spouse works in the _____ industry. How can I find a list of businesses that she/he could apply for a job?

Use the Oklahoma Employment Securities Commission's Employment Locator feature to obtain a list of businesses by county and by industry sector This is an excellent first step in your job search. Also check out our Employment section for more links!